April is upon us and with the full onslaught of Spring, we can expect rain. In our home state of Michigan we have already experienced large amounts of rain this year. However, not all rain falls gently to the ground and Spring also means Severe Weather Season and the potential for flooding.
These tips from the Insurance Institute for Business and Home Safety are great for flood preparation as well as any potential severe weather or natural disaster threat to your home.
• CREATE A PLAN. Become familiar with your community’s disaster preparedness plans and create a personal plan for your family. Identify escape routes from your home and neighborhood and designate an emergency meeting place for your family to reunite if you become separated. Also establish a contact point to communicate with concerned relatives.
• CONDUCT A THOROUGH HOME INVENTORY. Thorough documentation of your belongings will help you file your flood insurance claim. In case of damage or loss through fire or flood, having an accurate valuation of your belongings is essential. Now is a great time to update or complete a home inventory. You’ll give yourself a better picture of what you own and what its worth. With the rising price of precious metals, a good look at your jewelry is certainly warranted and technology changes so quickly that your 6-year-old laptop is now obsolete.
Most insurance companies have home inventory checklists in their offices or on their websites. If you prefer the digital route, apps and software are available. Some apps even allow you to attach photos and serial numbers directly to the inventory so all the information you need in case of fire damage, water loss or theft is in one location. (Be sure to keep a current list offsite.)
Once you’ve completed a home inventory, keeping up with changes is a snap. Just add or remove items to maintain an accurate list.
A quick search for home inventory apps and software provides several choices.
MyStuff2 by Richard Maddy
itemizer by Digital2Analog Software Inc.
belongings by Creative Pandas Sarl
MyHome Pro: Home Inventory by Access Lane, Inc.
Home Inventory Organizer by SmartWare Inc.
Home Inventory by Matiose Mobile
• PAY ATTENTION. If flooding threatens, follow weather and news reports so you know how much danger you’re facing. Obey evacuation orders from local authorities.
There are many reasons why a home may suffer water damage. In most cases, the cause is a flood resulting from one of a variety of sources, including a burst pipe, a backed up sewage line, an actual flood or other storm damage. When your home floods, whether it is only the basement or your entire living space, you need the help of a company specializing in flood damage cleanup and water damage repair. ISC Services (www.iscservices.net) will work with you through the 3-step response to water damage.
Remove the Water
The first step in cleaning up after a flood is to remove the excess water from the home. In some cases, this will include repairing a plumbing issue or preventing further water invasion from a weather event. Once the underlying cause is resolved, the excess water must still be pumped from the home. While there are several ways for you to remove the water yourself, it is best to rely on an experienced company like ISC Services (www.iscservices.net) to ensure the water is removed completely and safely.
Dry Out the Area
In addition to removing the water, it is important to continue the flood damage cleanup by completely drying out the area and its contents. Leaving any moisture behind increases the risk of secondary damage to both the stability and livability of the structure. When choosing a company to complete these repairs, a thorough check of its qualifications is important. Specific industry standards are in place to ensure proper methods and results. ISC Services is a certified disaster recovery company and employs professionally trained technician.
Repair the Water Damage
Once the structure is water and moisture-free, water damage repair specialists can see exactly what repairs needs to be made. ISC Services will make sure your home is structurally sound and habitable. They will also evaluate your belongings to identify those needing to be repaired or restored and those that must be disposed of and replaced.
When your home floods, hiring professionals, like ISC Services, who specialize in flood damage cleanup and water damage repair is vital. Properly completing the restoration process will ensure that your home is returned to its original and livable condition. The specialists at ISC Services are fully trained and experienced in removing the water, drying out the area and repairing the damage so that you can quickly and confidently return to your home and your life.
ISC Services (www.iscservices.net) is available 24/7 if you need us call 1.888.244.7337